Credit Manager {Salaried}

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  • 4+ years experience


    • Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers
    • Customer Interaction to understand needs, finds solutions within the product range available.
    • Calculation of Net Present Values of maturing assets using excel sheets or programs.
    • Knowledge of basic legal documentation involved in an acquisition of a home.
    • Knowledge of technical fundamentals involved in an acquisition of a home.
    • Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan
    • Supervision and performance management of all team members

    Supervision of all the activities done by Non-sales Staff / coordinators:-

    • Sanctioning: – File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
    • Disbursement: – Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
    • Project Approval – Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
    • LMS – Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.




    3 – 5 Years


    As per industry standard


    Credit/Control Manager




    • Effective communication skills
    • Analytical & Managerial abilities
    • Must be an MBA or CA (finance or banking background preferred)
    • At least 4 years of experience in the credit assessment field from home loan industry
    • Solution orientation, Ability to work under time pressure

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