Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers
Customer Interaction to understand needs, finds solutions within the product range available.
Calculation of Net Present Values of maturing assets using excel sheets or programs.
Knowledge of basic legal documentation involved in an acquisition of a home.
Knowledge of technical fundamentals involved in an acquisition of a home.
Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan
Supervision and performance management of all team members
Supervision of all the activities done by Non-sales Staff / coordinators:-
Sanctioning: – File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
Disbursement: – Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
Project Approval – Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
LMS – Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.
3 – 5 Years
As per industry standard
DESIRED CANDIDATE PROFILE:
Effective communication skills
Analytical & Managerial abilities
Must be an MBA or CA (finance or banking background preferred)
At least 4 years of experience in the credit assessment field from home loan industry
Solution orientation, Ability to work under time pressure